The New Basel Capital Accord: Comments received on the Third Consultative Paper
As noted in the Basel Committee's Overview Paper, the Committee wishes to increase transparency of the consultative process by publishing on its website all comments received during the third consultative period. The same process was followed under the second consultative period.
The Committee wishes to thank those that have taken the time and effort to express their views. These comments will no doubt assist the Committee in its efforts to finalise The New Basel Capital Accord.
| Company / Person | PDF or Scanned | On the website since |
| Allen, M and Sharifi, S | PDF: 4 pages, 44 KB | |
| America's Community Bankers | PDF: 7 pages, 149 KB | |
| Aon Professional Risks | Scanned PDF: 3 pages, 144 KB | |
| Appraisal Institute | PDF: 3 pages, 90 KB | |
| Asian Bankers Association | Scanned PDF: 10 pages, 3370 KB | |
| Assifact | PDF: 25 pages, 290 KB | |
| Assilea | PDF: 5 pages, 230 KB | |
| Assocation Française des Sociétés Financiers | PDF: 30 pages, 537 KB | |
| Association of Supervisors of Banks of the Americas | Scanned PDF: 6 pages, 294 KB | |
| Associazione Bancaria Italiana | Scanned PDF: 57 pages, 269 KB | |
| Australia and New Zealand Banking Group | PDF: 27 pages, 215 KB | |
| Austrian Authorities | PDF: 11 pages, 116 KB | |
| Aviation Working Group | Scanned PDF: 2 pages, 102 KB | |
| Bahamas Central Bank | Scanned PDF: 7 pages, 1829 KB | |
| Banco Centroamericano de Integracion Economica | Scanned PDF: 2 pages, 94 KB | |
| Banco de Mexico | PDF: 9 pages, 235 KB | |
| Banco de Portugal | PDF: 3 pages, 74 KB | |
| Bank Leumi Israel | PDF: 1 page, 55 KB | |
| Bank Negara Malaysia | Scanned PDF: 5 pages, 175 KB | |
| Bank of America | Scanned PDF: 10 pages, 3307 KB | |
| Bank of Guyana | PDF: 2 pages, 89 KB | |
| Bank of Jamaica | Scanned PDF: 13 pages, 545 KB | |
| Bank of Thailand | Scanned PDF: 7 pages, 371 KB | |
| Bank One Corporation | PDF: 7 pages, 183 KB | |
| Bank Van de Nederlandse Antillen | Scanned PDF: 5 pages, 209 KB | |
| Bankenfachverband | PDF: 49 pages, 562 KB | |
| Bankers Association for Finance and Trade | PDF: 2 pages, 114 KB | |
| Bankers Association of the Republic of China | PDF: 2 pages, 58 KB | |
| Banking Regulation and Supervision Agency of Turkey | PDF: 10 pages, 177 KB | |
| Barclays Group | PDF: 3 pages, 41 KB | |
| Bayerische Staatsminister fur Wirtschaft, Verkehr und Technologie | Scanned PDF: 14 pages, 676 KB | |
| Belgian Bankers Association | PDF: 38 pages, 222 KB | |
| Belize Central Bank | PDF: 2 pages, 76 KB | |
| BNP Paribas | PDF: 34 pages, 326 KB | |
| Bodurtha, J | PDF: 1 page, 72 KB | |
| Brazil Central Bank | Scanned PDF: 5 pages, 1047 KB | |
| British Virgin Islands Financial Services Commission | PDF: 3 pages, 210 KB | |
| Bundesverband der Deutschen Industrie | Scanned PDF: 3 pages, 103 KB | |
| Bundesverband deutscher Banken | PDF: 14 pages, 706 KB | |
| Bundesverband Investment and Asset Management | PDF: 10 pages, 63 KB | |
| Burundi Central Bank | PDF: 2 pages, 84 KB | |
| Canadian Bankers Association | PDF: 43 pages, 358 KB | |
| Capital One Financial Corporation | PDF: 31 pages, 235 KB | |
| Caribbean Group of Bank Supervisors | PDF: 13 pages, 133 KB | |
| Central Bank of Barbados | PDF: 6 pages, 83 KB | |
| Central Bank of Oman | Scanned PDF: 5 pages, 250 KB | |
| Central Bank of the United Arab Emirates | Scanned PDF: 2 pages, 80 KB | |
| Central Bank of Trinidad and Tobago | PDF: 6 pages, 118 KB | |
| Centre National des Professions Financières | Scanned PDF: 7 pages, 352 KB | |
| Chile Superintendent of Banks | PDF: 1 page, 54 KB | |
| China Banking Regulation Commission | Scanned PDF: 7 pages, 562 KB | |
| Citigroup | PDF: 17 pages, 77 KB | 22 Aug 03 |
| Commission de Surveillance du Secteur Financier | Scanned PDF: 7 pages, 273 KB | |
| Commonwealth Bank Group | PDF: 9 pages, 140 KB | |
| Companhia Portuguesa de Rating | PDF: 11 pages, 112 KB | |
| Consumer Mortgage Coalition | PDF: 4 pages, 119 KB | |
| Corporación Andina de Fomento | Scanned PDF: 14 pages, 687 KB | |
| Council of Mortgage Lenders | PDF: 3 pages, 13 KB | |
| Credit Suisse Group | PDF: 48 pages, 216 KB | |
| Czech National Bank and Czech Banking Association | PDF: 15 pages, 97 KB | |
| Danish Bankers Association | PDF: 3 pages, 65 KB | |
| Danish FSA | PDF: 3 pages, 83 KB | |
| De Lage Landen International BV | PDF: 5 pages, 120 KB | |
| Deutscher Industrie und Handelskammertag | PDF: 5 pages, 34 KB | |
| Ecuador Superintendency of Banks and Insurance | PDF: 13 pages, 168 KB | |
| Embrechts P, Furrer H, and Kaufmann R | PDF: 17 pages, 201 KB | |
| Estonian FSA | Scanned PDF: 1 page, 40 KB | |
| Eurochambres | PDF: 7 pages, 167 KB | |
| Euroclear | PDF: 8 pages, 73 KB | |
| European Association of Co-operative Banks | PDF: 8 pages, 44 KB | |
| European Central Bank | PDF: 13 pages, 64 KB | 19 Sep 03 |
| European Institute for International Economics | PDF: 11 pages, 237 KB | |
| European Mortgage Federation | PDF: 6 pages, 134 KB | |
| European Private Equity and Venture Capital Association | Scanned PDF: 7 pages, 275 KB | |
| European Savings Banks Group - World Savings Banks Institute | PDF: 7 pages, 146 KB | |
| European Shadow Financial Regulatory Committee | Scanned PDF: 4 pages, 246 KB | 22 Aug 03 |
| European Union of Housebuilders and Developers | PDF: 11 pages, 120 KB | |
| Experian-Scorex | PDF: 5 pages, 147 KB | |
| FBE | PDF: 63 pages, 693 KB | |
| FEBRABAN | PDF: 11 pages, 177 KB | |
| Federation Bancaire Française | Scanned PDF: 37 pages, 518 KB | |
| FEFSI | PDF: 8 pages, 46 KB | |
| Financial Guardian Group | PDF: 27 pages, 100 KB | |
| Financial Services Roundtable | PDF: 16 pages, 262 KB | |
| Finnish Authorities | PDF: 10 pages, 119 KB | |
| Finnish Bankers' Association | PDF: 6 pages, 85 KB | |
| Fitch Ratings | PDF: 8 pages, 60 KB | |
| FleetBoston Financial Corporation | PDF: 9 pages, 188 KB | |
| Förderungsverein der Primärbanken | PDF: 2 pages, 71 KB | |
| Fortis Bank | PDF: 12 pages, 297 KB | |
| Gecalux Group | Scanned PDF: 2 pages, 108 KB | |
| German Bausparkassen | PDF: 5 pages, 116 KB | |
| Goldman Sachs | Scanned PDF: 5 pages, 228 KB | |
| Griffith-Jones, S and Spratt, S | PDF: 18 pages, 151 KB | |
| Hiroyuki, Ota | PDF: 2 pages, 25 KB | |
| Hong Kong Association of Banks | PDF: 8 pages, 213 KB | |
| Hungarian authorities | PDF: 7 pages, 159 KB | |
| Industrial Bank of Taiwan | PDF: 4 pages, 34 KB | 19 Sep 03 |
| Inner City Press | Scanned PDF: 9 pages, 475 KB | |
| Institut der Wirtschaftsprufer | PDF: 7 pages, 68 KB | |
| Institute of Chartered Accountants in England & Wales | Scanned PDF: 7 pages, 344 KB | |
| Institute of International Bankers | PDF: 11 pages, 41 KB | |
| Institute of International Finance | PDF: 48 pages, 146 KB | |
| International Air Transport Association | Scanned PDF: 2 pages, 2220 KB | |
| International Monetary Fund | Scanned PDF: 7 pages, 366 KB | |
| International Valuation Standards Committee | PDF: 3 pages, 330 KB | |
| ISDA-TBMA | PDF: 45 pages, 377 KB | |
| Japanese Bankers Association | PDF: 21 pages, 295 KB | |
| JP Morgan Chase | Scanned PDF: 21 pages, 1362 KB | |
| KeyCorp | PDF: 13 pages, 149 KB | |
| KPMG | Scanned PDF: 13 pages, 585 KB | 19 Sep 03 |
| Kredittilsynet-Norges Bank | PDF: 16 pages, 161 KB | |
| Leaseurope | PDF: 19 pages, 120 KB | |
| Lehman Brothers | Scanned PDF: 9 pages, 464 KB | |
| LIBA and BBA | PDF: 20 pages, 270 KB | |
| Linklaters Business Services | PDF: 6 pages, 117 KB | |
| Loan Market Association | Scanned PDF: 30 pages, 768 KB | |
| Malta Financial Services Authority | PDF: 4 pages, 127 KB | |
| Marsh Inc | PDF: 12 pages, 78 KB | |
| Massachusetts Bankers Association | PDF: 2 pages, 9 KB | |
| Mauritius Banks | PDF: 7 pages, 119 KB | |
| MBNA America Bank | Scanned PDF: 26 pages, 1598 KB | |
| McHenry Savings Bank | PDF: 1 page, 24 KB | |
| Mellon Financial Corporation | PDF: 3 pages, 91 KB | |
| Merrill Lynch | PDF: 6 pages, 41 KB | |
| Moody's | PDF: 4 pages, 169 KB | |
| Mortgage Bankers Association of America | PDF: 5 pages, 108 KB | |
| Mortgage Insurance Companies of America | PDF: 9 pages, 223 KB | |
| National Association of Home Builders | Scanned PDF: 13 pages, 452 KB | |
| National Association of Realtors | PDF: 6 pages, 131 KB | |
| National Bank of Slovakia | PDF: 3 pages, 93 KB | |
| National Housing Federation | PDF: 2 pages, 76 KB | |
| Netherlands Bankers Association | PDF: 16 pages, 159 KB | |
| New York Clearing House | PDF: 9 pages, 154 KB | |
| New York Foreign Exchange Committee | PDF: 5 pages, 164 KB | |
| New York State Banking Department | PDF: 8 pages, 112 KB | |
| Norinchukin Bank | PDF: 5 pages, 59 KB | |
| Norwegian Financial Services Association | Scanned PDF: 3 pages, 167 KB | |
| Norwegian Savings Banks Association | PDF: 7 pages, 142 KB | |
| Österreichische Verband der Immobilientreuhänder | PDF: 2 pages, 58 KB | |
| PNC Financial Services Group | PDF: 8 pages, 36 KB | |
| Polish Banking Supervisory Authority | PDF: 5 pages, 110 KB | |
| Raiffeisen Bankengruppe - Austria | PDF: 19 pages, 110 KB | |
| Rating and Investment Information Inc | PDF: 2 pages, 52 KB | |
| Real Estate Roundtable | PDF: 3 pages, 1357 KB | |
| Regional Banks Association of Japan | PDF: 1 page, 119 KB | |
| Reserve Bank of India | PDF: 14 pages, 146 KB | |
| Reserve Bank of Zimbabwe | PDF: 3 pages, 88 KB | |
| Resti, A and Sironi, A | PDF: 44 pages, 368 KB | |
| Risk Management Association | PDF: 37 pages, 312 KB | |
| RMA Committee on Security Lending | PDF: 15 pages, 133 KB | |
| Royal Bank of Scotland Group | Scanned PDF: 5 pages, 328 KB | |
| Royal Institution of Chartered Surveyors | PDF: 8 pages, 117 KB | |
| Saudi Arabian Monetary Agency | Scanned PDF: 8 pages, 332 KB | 11 Nov 03 |
| Securities Industry Association | PDF: 4 pages, 88 KB | |
| Securitisation Associations | PDF: 41 pages, 1290 KB | |
| South African Reserve Bank | Scanned PDF: 17 pages, 144 KB | |
| Spanish Banking Association | PDF: 55 pages, 928 KB | |
| Standard & Poors | PDF: 18 pages, 88 KB | 30 Sep 03 |
| Standard Chartered | Scanned PDF: 4 pages, 238 KB | |
| State Street | Scanned PDF: 6 pages, 434 KB | |
| Suntrust | Scanned PDF: 5 pages, 292 KB | |
| Superintendencia de Banca y Seguros Peru | PDF: 14 pages, 163 KB | |
| Swedish Bankers Association | PDF: 10 pages, 130 KB | |
| Swiss Bankers Association | Scanned PDF: 26 pages, 1741 KB | |
| Synovus Financial Corporation | PDF: 5 pages, 127 KB | |
| Talbot Underwriting | PDF: 11 pages, 197 KB | |
| Tanzanian Banking Industry | Scanned PDF: 3 pages, 124 KB | |
| Taylor, C | PDF: 37 pages, 320 KB | |
| Thirlwell, J | PDF: 5 pages, 77 KB | |
| Treasury Strategies | Scanned PDF: 8 pages, 166 KB | 22 Aug 03 |
| UBS | PDF: 8 page, 156 KB | |
| UEAPME | PDF: 6 pages, 124 KB | |
| Universität Heidelberg | Scanned PDF: 2 pages, 44 KB | |
| Universität Karlsruhe | PDF: 7 pages, 215 KB | |
| University of Regensburg | PDF: 7 pages, 143 KB | |
| Verband der Burgschaftsbanken | PDF: 3 pages, 74 KB | |
| Wachovia | PDF: 24 pages, 277 KB | |
| Washington Mutual | Scanned PDF: 6 pages, 439 KB | 22 Aug 03 |
| Wells Fargo | Scanned PDF: 16 pages, 1048 KB | 19 Sep 03 |
| Westpac | PDF: 21 pages, 212 KB | |
| Willis Limited | PDF: 5 pages, 122 KB | |
| Wirtschaftskammer - Österreich | PDF: 34 pages, 316 KB | |
| World Bank | Scanned PDF: 5 pages, 234 KB | |
| World Council of Credit Unions | PDF: 5 pages, 61 KB | |
| Zentraler Kreditausschuss | PDF: 82 pages, 407 KB | |
| Zentralverband des Deutschen Handwerks | Scanned PDF: 5 pages, 206 KB |