About credit statistics

The credit statistics capture the borrowing activity by the government sector and the private non-financial sector. They serve also as input to derive two indicators: credit-to-GDP gaps and debt service ratios.

Our data sets

Credit to the non-financial sector

Captures borrowing activity of the government and private non-financial sectors

Credit-to-GDP gaps

Corresponds to the difference between the credit-to-GDP ratio and its long-run trend

Debt service ratios

Measures the amount of income used for interest payments and amortisations

Research and publication